
新加坡23歲女孩名叫Min Chen,最近完成了一項大部分同齡人都難以完成的「夢想」。
23歲的她,靠自己買了一套公寓。
Min Chen在TikTok上分享了她如何買到人生第一套公寓,她說這一切始於2021年的一個目標,那時她21歲,剛從理工學院畢業,她給自己不到三年的時間買一套自己的房子。
Min Chen從小就很努力,曾在十年的時間裡存錢買了一個LV包給媽媽。那時她一邊上學一邊工作,還經營著一家家庭麵包店。現在,她擁有兩家生意,最新的一家是賣優質牛肉。
她在最近的TikTok視頻中說:「我每天都為我的生意努力工作,不管多累多有壓力,只為了要有經濟自由。」
她還兼職了很多工作,最大限度地節省時間和金錢,她從不浪費生活。她甚至會選擇走路一個小時,為的只是節省一兩塊錢的公交費用並投資於她的生意。
三年內,她從兼職工作和生意中積賺了近30萬新元,在2023年5月簽下了購房合同,兩個月後實現了成為公寓主人夢想。
她買的是位於實龍崗的永久地契公寓,包括一個客廳、一個主臥、另一個房間和一個陽台。一拿到鑰匙就把房子租了出去,因為她一直相信房地產投資是一種很好的被動收入來源。
雖然有人懷疑她的成就,甚至有人在評論區暗示她的父母幫助她支付了公寓費用,但Min選擇不回應這些評論。

她說她來自一個「普通」的背景,父親是家庭的唯一經濟支柱,她從小就經濟獨立。她的父母經常被人看不起,這成了她「做得好」的動力,以便她最終能夠在背後支持他們,讓他們感到驕傲。
@minxchen_
When I was 21, I made a goal to get my first property before I turn 24. Many times in between I doubted myself but I still stayed determine because I TRULYY believe in property investing. The biggest accomplishment from this is I didn』t need to borrow a single cent from anyone to live my dream. I worked hard and had the power to control my life. In the process, I met sooo many set backs applying for my house loan but my super hardworking agent David Goh from #propnex worked tirelessly (I havent met anyone as dedicated as him) to help me find the best bank to loan with and he found Ashley Tan from #uobprivilegebanking who truly made my experience a smooth sailing one. They are literally extraordinary 😭🙏🏻 Honestly so grateful for this experience – all of these wouldn』t have happened without them. To all self employed in SG, CPF contribution is sooo important to give us a head start 🏦 Lets keep working on becoming better than yesterday and be the best version of yourself!! #property #propertyinvesting #sgtiktok #smallbusinessowner #hustle
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