# 高質量存錢方式！新加坡各大銀行定期存款利率盤點 

URL: https://www.shicheng.news/zh-hant/v/9xy68
Published: 2022-07-13
Source: 獅城新聞

![高質量存錢方式！新加坡各大銀行定期存款利率盤點 ](https://www.shicheng.news/images/image/1700/17008989.avif?1657634407)





隨著全球中央銀行調高利率

來對抗通貨膨脹

新加坡的多家銀行

也再次調整定期存款利率

這就是說最近的銀行定存利率

比以前高了一點點

大致回到了疫情前的水平

[](https://cdn3.sgliulian.com/wp-content/uploads/2022/07/shutterstock_236726686.webp)[](https://cdn3.sgliulian.com/wp-content/uploads/2022/07/shutterstock_236726686.webp)[![高質量存錢方式！新加坡各大銀行定期存款利率盤點 ](https://www.shicheng.news/images/image/1700/17008990.avif?1657632001)](https://cdn3.sgliulian.com/wp-content/uploads/2022/07/shutterstock_236726686.webp)

[](https://cdn3.sgliulian.com/wp-content/uploads/2022/07/shutterstock_236726686.webp)

[](https://cdn3.sgliulian.com/wp-content/uploads/2022/07/shutterstock_236726686.webp)

所以皇后整理了

目前新加坡各大銀行和金融機構的最佳定存利率

以及存款時間、最低存款額

供大家參考

![高質量存錢方式！新加坡各大銀行定期存款利率盤點 ](https://www.shicheng.news/images/image/1700/17008991.avif?1657632003)





雖然此次新加坡各銀行的利率漲幅

還不足以覆蓋通貨膨脹的起伏

但是對於我們普通人來說

也需要利用這次機會

重新調整存款利率上調

來儘量最小化通貨膨脹的影響

![高質量存錢方式！新加坡各大銀行定期存款利率盤點 ](https://www.shicheng.news/images/image/1700/17008992.avif?1657632005)





大華銀行 

[](https://cdn1.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%884.46.18.png)[](https://cdn1.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%884.46.18.png)[![高質量存錢方式！新加坡各大銀行定期存款利率盤點 ](https://www.shicheng.news/images/image/1700/17008993.avif?1657634407)](https://cdn1.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%884.46.18.png)

[](https://cdn1.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%884.46.18.png)

[](https://cdn1.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%884.46.18.png)

**最低存款期限： 15個月**

**最低存款額：20000新幣**

**年利率：2%**

此利率有效期至7月31日

[銀行存款詳情](http://rd.99oz.net/?u=aHR0cHM6Ly93d3cudW9iLmNvbS5zZy9wZXJzb25hbC9zYXZlL2ZpeGVkLWRlcG9zaXRzL3NpbmdhcG9yZS1kb2xsYXItZml4ZWQtZGVwb3NpdC5wYWdl)

華僑銀行 

[](https://cdn1.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%884.47.59.png)[](https://cdn1.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%884.47.59.png)[![高質量存錢方式！新加坡各大銀行定期存款利率盤點 ](https://www.shicheng.news/images/image/1700/17008994.avif?1657634407)](https://cdn1.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%884.47.59.png)

[](https://cdn1.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%884.47.59.png)

[](https://cdn1.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%884.47.59.png)

**最低存款期限： 24個月**

**最低存款額：20000新幣**

**年利率：2%**

[銀行存款詳情](http://rd.99oz.net/?u=aHR0cHM6Ly93d3cub2NiYy5jb20vcGVyc29uYWwtYmFua2luZy9kZXBvc2l0cy9maXhlZC1kZXBvc2l0LWFjY291bnQ=)

星展銀行 

[](https://cdn4.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%884.51.25-1.jpg)[](https://cdn4.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%884.51.25-1.jpg)[![高質量存錢方式！新加坡各大銀行定期存款利率盤點 ](https://www.shicheng.news/images/image/1700/17008995.avif?1657634406)](https://cdn4.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%884.51.25-1.jpg)

[](https://cdn4.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%884.51.25-1.jpg)

[](https://cdn4.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%884.51.25-1.jpg)

**最低存款期限： 18個月**

**最低存款額：1000新幣**

**年利率：1.3%**

[銀行存款詳情](https://www.dbs.com.sg/personal/rates-online/singapore-dollar-fixed-deposits.page)

豐隆金融 

[](https://cdn2.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%884.53.45.png)[](https://cdn2.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%884.53.45.png)[![高質量存錢方式！新加坡各大銀行定期存款利率盤點 ](https://www.shicheng.news/images/image/1700/17008996.avif?1657634406)](https://cdn2.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%884.53.45.png)

[](https://cdn2.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%884.53.45.png)

[](https://cdn2.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%884.53.45.png)

**最低存款期限： 13個月**

**最低存款額：30000新幣**

**年利率：1.98%**

[銀行存款詳情](http://rd.99oz.net/?u=aHR0cHM6Ly93d3cuaGxmLmNvbS5zZy9wZXJzb25hbC9wcm9tb3Rpb25zL2ZpeGVkLWRlcG9zaXRzLXByb21vdGlvbi1zaW5nYXBvcmUucGhw)

CIMB聯昌銀行 

[](https://cdn1.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%884.57.16.png)[](https://cdn1.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%884.57.16.png)[![高質量存錢方式！新加坡各大銀行定期存款利率盤點 ](https://www.shicheng.news/images/image/1700/17008997.avif?1657634406)](https://cdn1.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%884.57.16.png)

[](https://cdn1.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%884.57.16.png)

[](https://cdn1.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%884.57.16.png)

**最低存款期限： 18個月**

**最低存款額：10000新幣**

**年利率：1.95%**

[銀行存款詳情](http://rd.99oz.net/?u=aHR0cHM6Ly93d3cuY2ltYi5jb20uc2cvZW4vcGVyc29uYWwvYmFua2luZy13aXRoLXVzL2FjY291bnRzL2ZpeGVkLWRlcG9zaXQvY2ltYi1zZ2QtZml4ZWQtZGVwb3NpdC1hY2NvdW50Lmh0bWw=)

Maybank 

[](https://cdn1.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%885.18.12.png)[](https://cdn1.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%885.18.12.png)[![高質量存錢方式！新加坡各大銀行定期存款利率盤點 ](https://www.shicheng.news/images/image/1700/17008998.avif?1657634406)](https://cdn1.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%885.18.12.png)

[](https://cdn1.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%885.18.12.png)

[](https://cdn1.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%885.18.12.png)

**最低存款期限： 36個月**

**最低存款額：20000新幣**

**年利率：1.8%**

[銀行存款詳情](http://rd.99oz.net/?u=aHR0cHM6Ly93d3cubWF5YmFuazJ1LmNvbS5zZy9lbi9wcm9tb3Rpb25zL2RlcG9zaXRzL3NnZC10aW1lLWRlcG9zaXQucGFnZQ==)

HSBC 

[](https://cdn1.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%885.20.13.png)[](https://cdn1.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%885.20.13.png)[![高質量存錢方式！新加坡各大銀行定期存款利率盤點 ](https://www.shicheng.news/images/image/1700/17008999.avif?1657634405)](https://cdn1.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%885.20.13.png)

[](https://cdn1.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%885.20.13.png)

[](https://cdn1.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%885.20.13.png)

**最低存款期限： 12個月**

**最低存款額：30000新幣**

**年利率：1.3%**

[銀行存款詳情](http://rd.99oz.net/?u=aHR0cHM6Ly93d3cuaHNiYy5jb20uc2cvYWNjb3VudHMvcHJvZHVjdHMvdGltZS1kZXBvc2l0Lw==)

Standard Chartered 

[](https://cdn1.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%885.21.25.png)[](https://cdn1.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%885.21.25.png)[![高質量存錢方式！新加坡各大銀行定期存款利率盤點 ](https://www.shicheng.news/images/image/1700/17009000.avif?1657634405)](https://cdn1.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%885.21.25.png)

[](https://cdn1.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%885.21.25.png)

[](https://cdn1.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%885.21.25.png)

**最低存款期限： 12個月**

**最低存款額：25000新幣**

**年利率：**

**2% (PRIORITY BANKING PREFERENTIAL RATE)**

**1.9% (PROMOTIONAL RATE)**

[銀行存款詳情](http://rd.99oz.net/?u=aHR0cHM6Ly93d3cuc2MuY29tL3NnL3NhdmUvdGltZS1kZXBvc2l0cy9zaW5nYXBvcmUtZG9sbGFyLXRpbWUtZGVwb3NpdC8=)

中國銀行 

[](https://cdn3.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%885.24.13.png)[](https://cdn3.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%885.24.13.png)[![高質量存錢方式！新加坡各大銀行定期存款利率盤點 ](https://www.shicheng.news/images/image/1700/17009001.avif?1657634405)](https://cdn3.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%885.24.13.png)

[](https://cdn3.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%885.24.13.png)

[](https://cdn3.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%885.24.13.png)

**最低存款期限： 24個月**

**最低存款額：5000新幣**

**年利率：2.1%**

[銀行存款詳情](http://rd.99oz.net/?u=aHR0cHM6Ly93d3cuYmFua29mY2hpbmEuY29tL3NnL2JvY2luZm8vYmkzL2JpMzEvMjAyMjA3L3QyMDIyMDcwNV8yMTM3NTExOC5odG1s)

ICBC中國工商銀行 

[](https://cdn4.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%885.27.56.png)[](https://cdn4.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%885.27.56.png)[![高質量存錢方式！新加坡各大銀行定期存款利率盤點 ](https://www.shicheng.news/images/image/1700/17009002.avif?1657634405)](https://cdn4.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%885.27.56.png)

[](https://cdn4.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%885.27.56.png)

[](https://cdn4.sgliulian.com/wp-content/uploads/2022/07/%E6%88%AA%E5%B1%8F2022-07-12-%E4%B8%8B%E5%8D%885.27.56.png)

**最低存款期限： 12個月**

**最低存款額：500新幣**

**年利率：1.7%**

[銀行存款詳情](http://rd.99oz.net/?u=aHR0cHM6Ly9zaW5nYXBvcmUuaWNiYy5jb20uY24vSUNCQy8lRTYlQjUlQjclRTUlQTQlOTYlRTUlODglODYlRTglQTElOEMvJUU2JTk2JUIwJUU1JThBJUEwJUU1JTlEJUExJUU3JUJEJTkxJUU3JUFCJTk5L2VuL0NvbW1lcmNpYWxCYW5rQnVzaW5lc3MvUGVyc29uYWxCYW5raW5nL0RlcG9zaXRzL0ZpeGVkRGVwb3NpdC8=)

![高質量存錢方式！新加坡各大銀行定期存款利率盤點 ](https://www.shicheng.news/images/image/1700/17009003.avif?1657634404)
