2024年4月3日，武吉班讓選區議員連榮華在國會上，向衛生部長王乙康提問關於終身護保計劃相關問題。
以下內容為新加坡眼根據國會英文資料翻譯整理：
議員連榮華先生（武吉班讓選區）提問衛生部長
（a）因為終身護保計劃（CSHL）是首次實施，目前每月賠付金額怎樣；
（b）保費與賠付的經濟效益是否可以進一步改善。
王乙康（衛生部長）：終身護保計劃（CSHL）的賠付於2020年開始，每月600新元，每年增加2％，該增長率將持續到2025年。2024年成功申請賠付的個人每月將收到649新元的賠付，並在嚴重殘疾期間無需再支付保費。
終身護保計劃由政府以非盈利模式管理，保費基於精算原則計算。該計劃的一個重要特徵是終身制，當投保人年輕且不太可能殘疾時，保費會提前支付。而理賠通常發生在投保人年老之後，此時保費將停止支付。由於大多數保單持有人相對年輕，許多人尚未提出索賠，因此使用保費與賠付比例來評估保險計劃的定價和經濟效益是不合適的。
一個獨立的終身護保計劃理事會將定期審查，基於精算之後的調整框架，提出調整保費和賠付金額的建議。
以下是英文質詢內容：
Mr Liang Eng Hwa asked the Minister for Health (a) what is the range of monthly payout of claims made under CareShield Life since it was first implemented; and (b) whether the premium-to-claim economics can be further improved.
Mr Ong Ye Kung: CareShield Life (CSHL) payouts started at $600 per month in 2020 and increase by 2% annually until 2025. An individual who makes a successful claim in 2024 will receive monthly payouts of $649 and will not need to make further premium payments for as long as he remains in severe disability.
CSHL is administered by the Government on a not-for-profit basis, with premiums sized based on actuarial principles. An important characteristic to take note of is that the scheme is designed on a lifetime basis, where premiums are frontloaded when someone is young and unlikely to become disabled and claims will most likely happen when the person is old, after which payment of premiums will be suspended. As most of the policyholders are relatively young and many have yet to make claims, it is not appropriate to use the premium-to-claim ratio to assess the pricing and economics of the insurance scheme. An independent CSHL Council will regularly review and recommend changes to premiums and payouts, in accordance with an actuarially sound adjustment framework.
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新加坡國會丨來源
